Firspring Capital, a small-business funding broker in Sioux City, Iowa, serves Sergeant Bluff, IA owners by phone and online. ZIP 51054, which includes Sergeant Bluff, had 120 employer establishments and 2,156 paid employees in 2023, led by health care and retail. Lending partners decide every request; Firspring Capital arranges and explains.
| County | Woodbury County, IA |
|---|---|
| Distance | About 8 miles SSE of Sioux City, IA |
| ZIP 51054 employers | 120 establishments (ZBP 2023) |
| ZIP 51054 paid employees | 2,156 (ZBP 2023) |
| Largest sector by count | Health care and social assistance, 17 |
ZIP 51054 in numbers
ZIP 51054, the Sergeant Bluff postal ZIP, had 120 employer establishments in 2023, with 2,156 paid employees and about $128.1 million in annual payroll. Forty-five percent of those establishments had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
The town covers only about 7.7 percent of the ZIP's land, so these are ZIP figures, not counts for the town limits.
Which sectors lead in ZIP 51054
| Sector | Establishments | Share under 5 employees |
|---|---|---|
| Health care and social assistance | 17 | 35.3% |
| Retail trade | 14 | 28.6% |
| Other services | 13 | 92.3% |
| Accommodation and food services | 12 | 33.3% |
| Construction | 11 | 54.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. The mix is close to the county's, with care providers, shops, restaurants and trades all present on a small scale.
What Sergeant Bluff, IA owners tend to ask about
A ZIP of 120 employers, most of them small, produces small, specific requests: a dental or therapy practice replacing equipment, a restaurant covering payroll while it builds a regular crowd, a contractor buying a trailer for jobs across the county line. Each fits a different structure, and the comparison sits on our Sioux City, IA page alongside the county figures.
Local permits and records
Sergeant Bluff is its own city, separate from Sioux City, with its own rules for businesses inside its limits.
Reaching us from Sergeant Bluff, IA
Phone (712) 206-3202 or send the short form. Our address is 1916 Pierce St, Sioux City, IA 51104. Other towns are listed under communities across Siouxland. Firspring Capital is a broker, not a lender.
Sergeant Bluff, IA sectors our partners fund
Our partners have confirmed appetite for four kinds of business: contractors and construction trades, restaurants and food service, medical and dental practices, and retailers and wholesalers that carry stock. If your Sergeant Bluff, IA business is something else, call and ask before you spend time on paperwork.
Paperwork partners commonly ask for
- Business checking statements covering roughly the last quarter or two
- Your most recent business tax return
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- Proof of ownership and business registration
- A simple schedule of current business debt and monthly payments
- A written quote or invoice if the money is for equipment
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
How a request moves forward
- It starts with a call to (712) 206-3202 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
Firspring Capital is based at 1916 Pierce St, Sioux City, IA 51104.
By Firspring Capital · Updated